Ira Contribution Limits 2025 Age Limit. The ira contribution limits for 2025 are $7,000 for those under age 50, and $8,000 for those age 50 or older. For both traditional and roth iras, you can contribute up to $7,000 for 2025, up from $6,500 in 2023.

Anyone can contribute to a traditional ira, but your ability to deduct contributions is based on your income. The 2025 annual ira contribution limit is $7,000 for individuals under 50, or $8,000 for 50 or older.